Jerry claims that more than fifty smaller name-brand insurance companies offer hassle-free, customized car insurance quotes to their clients. Jerry asserts that a new policy could help clients save an average of $800 annually on their auto insurance.
Please read our Jerry Car Insurance review to learn more, though.
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Jerry Auto Insurance Services At A Glance
| Availability | available in all 50 states and Washington, D.C. |
| J.D. Power customer satisfaction ratings | Not listed |
| Number of complaints in 2021 | Not listed |
| How to get an insurance quote | Online or via the mobile app |
| How to submit a claim | Via your insurance company or agent |
Pros
- Quick sign-up process
- Checks for discounts every 6 months
- Communication through the Jerry app
Cons
- Automated process could frustrate those looking for human guidance
What Is Jerry Insurance?
Jerry Insurance takes pride in being the new method for comparing auto insurance quotes. Jerry was established in 2019 by Art Agrawal, Lina Zhang, and Musawir Shah to make it simple for customers to locate affordable auto insurance. Other websites that compare auto insurance send you to the website of their insurance partner to complete your purchase, but Jerry lets you do everything inside their app.
They claim to offer customers hassle-free, personalized quotes from more than fifty big-name and local insurance companies across the country. Jerry Insurance claims that switching to a new policy can help customers save an average of $800 a year on their auto insurance.
But are Jerry Insurance’s claims legitimate, or are they simply too good to be true? Let’s find out.
How Does Jerry Work?
While you understand the fundamentals of how Jerry Insurance operates, you probably have questions about how to get started and what to anticipate. The three key steps are listed below.
Step 1
You will first have to respond to six short questions about yourself and your driving history. Jerry inquires about:
- The type of insurance you want
- If you currently have insurance
- Your claims history in the last five years
- Recent tickets or violations
- Your name
- Your phone number
Step 2
Jerry will contact your insurance company once you’ve entered your personal information and will then examine your policy and current coverage details.
Step 3
Jerry compares the costs of numerous businesses using their AI and machine-based learning process. Additionally, it assesses their costs against those of your existing policy to see if they can find you a better offer. Jerry then offers drivers their top three choices for the most advantageous policy and price at each renewal period.
They also guarantee that salespeople won’t call or email you nonstop. Jerry also says he calls an untraceable phone number to request quotes from insurance companies.
Your credit score is unaffected by Jerry’s car insurance comparison shopping. You can receive accurate car insurance quotes without a credit check in some states. If the state where you live does require a credit check, Jerry Insurance does what is known as a “soft pull.” Although this check is required to provide you with quotes, you need not be concerned that it will negatively impact your credit score.
Why Choose Jerry?
Why should you pick Jerry Insurance then? Besides being a quick way to find coverage, Jerry offers several benefits for drivers of any age:
- Protects your privacy with bank-level encryption
- Automatically shops for better rates before renewal
- Provides users with quotes from reputable insurance companies
- It gives users digital insurance cards for the easiest and fastest way to access your documents
- Does all the paperwork for switching insurance
However, this does not imply that all drivers should purchase their next auto insurance policy from Jerry Insurance. Other websites (like Compare.com) collaborate with more insurance providers, allowing you to compare prices from more insurers and potentially save more money. Additionally, Jerry might end up being a bit of a hassle to use for users who find automated chatbots or unwanted notifications annoying. Simply enter your ZIP code below to get started and receive free, no-obligation quotes in a matter of minutes for a simpler experience.
What You Need To Know About Jerry Car Insurance Services
Jerry is a mobile app that compares insurance quotes from more than 50 companies, including Progressive, Nationwide, Travelers, and AAA. Jerry is not an insurance provider in and of itself.
Jerry assists customers in the insurance process by comparing quotes, assisting drivers in switching plans, and even canceling their old policies as a licensed broker.
Jerry’s platform, which was introduced in 2019, operates primarily through its app and is free to use. The app uses artificial intelligence and machine learning to compare auto insurance options for customers quickly.
Sign-up Through The App Is Quick
Jerry asserts that the registration process takes about 45 seconds. Jerry also offers home and renters insurance, so be sure to inquire about those options when you sign up. You’ll also be asked if you’re currently insured, whether you’ve ever filed a claim, or if you’ve run afoul of the law in the previous five years. Jerry will also ask for your name and phone number.
Jerry Compares Insurance Premiums Twice A Year
Jerry researches and contrasts auto insurance policies prior to your policy renewing to find you the lowest premium for the same coverage you currently have.
Every few months, you’ll receive fresh quotations. If you decide to change your policy, a Jerry agent reviews the new policy and completes the necessary paperwork to assist you.
See more about Otto Car Insurance Reviews
Save More With Jerry’s Insurance Discounts
Jerry is made to look for the most affordable coverage and auto insurance specials for your requirements. You will receive price quotes that are competitive and take discounts into account.
- Students in high school and college who are covered by their parents’ insurance and are under the age of 25 can save money on auto insurance. To be eligible, you must maintain a B average or a GPA of 3.0 or higher.
- Low-mileage discount: Do you travel less than 7,500 miles annually? In that case, you may be eligible for the low-mileage discount. You can use a device installed in your car or a smartphone app to keep tabs on your mileage.
- Is your car a hybrid, an alternative fuel vehicle, or entirely electric? If that’s the case, your eco-friendly vehicle qualifies you for a discount.
- Professionals in the fields of teaching, medicine, nursing, and even emergency response are eligible for this discount. If you are a former member of a sorority, fraternity, or other professional organization from college, you may also be entitled to a discount.
- Obtain a discount on your auto insurance premiums by setting up automatic payments using your bank account or credit card.
- Legacy discount: If you’re a new driver requesting auto insurance through your parent’s insurance provider, you may be eligible for the legacy discount. This discount can help you save up to 10% on your insurance premiums and is frequently given to drivers under the age of 25.
- Bundling your home and auto or auto and renters insurance together can result in savings of up to 12% off your policy.
- Discount for daytime running lights: Drivers who have daytime running lights on their cars are eligible for this discount. By making it simpler for other drivers to see you, these lights aid in the reduction of collisions.
- Veterans and active military personnel may be eligible for discounts on auto insurance.
- Save money on your insurance premiums by insuring multiple cars under one policy. A driver’s insurance policy could be reduced by up to 25% with this discount.
- Discount for full payment: Some businesses offer drivers a discount if they pay their monthly premium in a lump sum over the course of six or twelve months.
- Anti-theft discount: Do you have security measures in place to guard against car theft? In that case, you might be eligible for a discount on your car insurance. If your vehicle has a car alarm, a vehicle disabler, or a vehicle tracking system, you could save 15% to 20% on your comprehensive insurance.
- Take a defensive driving course that has been approved by the state to receive a discount of 10% or more on your auto insurance premium.
- Discount for not having an accident: If it has been three years or longer since your last collision, you may be able to save up to 30% on your auto insurance. Forgiveness for accidents is a feature that allows drivers to maintain their discount even after an accident.
Who Are Jerry Auto Insurance’s Ideal Clients?
Young, tech-savvy drivers who want to spend less time on the phone with insurance agents should check out Jerry Insurance. Jerry Insurance may be a good option if you want to find the best deal on auto insurance but want to avoid the conventional method of searching. But not every driver will be a good fit for Jerry Insurance.
Jerry Is Not The Best Choice For Whom?
While Jerry Insurance can assist users in lowering their auto insurance costs, it might not be the best option for those who would prefer not to shop for auto insurance using an app-like interface. Furthermore, it appears that you cannot use Jerry without providing your cell phone number, which may deter some users.
Finally, some users might find the entire process annoying because Jerry automatically comparison-shops for you at the time of renewal. Since Jerry Insurance heavily relies on automated procedures and machine learning, the insurance purchasing process may become very impersonal.
Similar services that offer a little more customization are available for you to use when comparing car insurance quotes.
What Distinguishes Jerry From Others?
In actuality, Jerry does not charge its users a commission for using its platform; rather, they are paid a commission by its insurance partners. Users only need to pay for insurance plans through the Jerry app as a result.
Jerry makes getting insurance convenient and offers a variety of benefits for drivers of all ages. Users can get auto insurance quotes from reliable sources, and Jerry will automatically shop around for lower prices before renewing. For the quickest and simplest access to their data, it offers consumers digital insurance cards.
Young, tech-savvy drivers who want to spend less time on the phone with insurance agents should use Jerry. If you’re looking for the best auto insurance quote but don’t want to go the conventional route, Jerry Insurance might be a good choice. While Jerry can assist customers in lowering their car insurance costs, it might not be the best option for those who prefer not to look for car insurance through an app-like experience. Additionally, it doesn’t seem that you can use Jerry without giving Jerry access to your cell phone number, which may discourage some users.
Finally, some users might find the entire renewal process annoying because Jerry automatically comparison-shops for you. It can feel very impersonal to purchase insurance through Jerry Insurance because it relies heavily on automated and machine learning processes.
With a little more customization, you can compare auto insurance quotes on Way.com.
Customer Satisfaction
Depending on where you go, Jerry gets a mixed bag of reviews. Specific customers have provided positive feedback about Jerry’s website, praising the company’s easy-to-use forms and straightforward demeanor.
Jerry is popular with users because it makes buying insurance simple and straightforward. There have been some complaints, despite Jerry not being a lead-generating website like some others. Others claim the app simply doesn’t work, while some complain that it provides them with incorrect information.
Jerry’s customer service team makes it a point to address a user’s poor App Store experience. being open to criticism as a result.
On both the App Store and the Play Store, Jerry has a 4.7/5 rating and a 4.4/5 rating, respectively.
Is Jerry Legit?
Is Jerry the best option for you, or do their claims seem too good? It is safe to assume that Jerry is a good guy based on our review.
Jerry Vs. Way.com: What Sets Way.com Apart!
A necessity for everyone is auto insurance. In the event of a car accident, we must make sure that neither we nor our money are lost. However, gathering quotes takes a lot of time, making purchasing car insurance difficult. As a result, switching insurance providers is rarely done because it is too difficult. It’s similar to getting a checkup at the doctor’s office once a year. You should go, but you hesitate because you feel good.
Do you contemplate anything when you’re ill or suspect something is amiss? However, you put it off once more for when you feel better. For instance, you may have heard that switching your auto insurance can save you money, but you may not consider doing so until you receive a bill. But after you pay the bill, you promptly forget about it again.
So, up until now, you’ve continued to put it off indefinitely. Way.com can be used to your advantage right now.
Way.com compares prices for you and helps users save an average of $971 per year on insurance. There, we said it: you can save $971 annually on average. And it’s easy; you can start saving money right away with just a few clicks.
With more than 200 auto insurance providers, Way.com collaborates. You can do price comparisons from more insurers thanks to this, which could result in further cost savings. If you’re bothered by automated chatbots or unwanted notifications, Jerry may be more difficult to use than Way.com.
